The big news in payments these days is Apple Pay™. Rolling out with the new iPhones, Apple Pay is a mobile payment method offered by Apple that leverages Near Field Communication (NFC). Similar to Google Wallet, it gives iPhone® 6, iPhone® 6 Plus, and Apple Watch™ users a contactless way to pay via credit card for retail transactions and in-app purchases. Consumers simply wave their phone in front of the reader to initiate payment. No more carrying a big thick wallet—the cards are in the phone.